TrustCircle Join

TrustCircle

Finance that starts with who you are.

Verified people. Shared reputation. Peer funding through M-Pesa escrow and explainable trust.

Live snapshot

How it works

Lend

Discover stories in your community. Support with M-Pesa STK. Funds stay in escrow until the request is fully funded. Track everything in your portfolio.

Borrow

Tell your story in six guided steps. AI screening is visible at every check. Preview what lenders see before you go live, then withdraw to M-Pesa when funded.

Trust + AI transparency

Every score factor and AI note is shown — not hidden behind a black box.

Verified identity

KYC and profile completeness feed into your explainable Trust Score.

M-Pesa escrow

Lender contributions are held per loan until disbursement — no demo wallet.

Visible AI

Screening timelines, story review, and an AI copilot on every key page.